Video transcript: Chase executive shares tips for choosing the right credit card

[Music Playing]

On screen:

In this video, Pam—a woman with long blonde hair and light gray eyes—speaks in an open office.

Pam Codispoti, President of Chase Branded Cards, JPMorgan Chase & Co.

Unexpected Inisghts. Chase and Chase logo. Navigating Credit Cards.

Pam:

I've talked to so many consumers over the years and we always get that question—

On screen:

Which Card is Right for Me?

Pam:

"What's the best card for me?" And unfortunately there's not a single answer. It really depends on each individual.

On screen:

A Basic Card Helps Build Credit.

Pam:

Customers who are new to credit, they're starting to build their credit, will often go with a basic credit card that offers very attractive rates and allows them to create a history of good performance in terms of using the card and paying their bills.

On screen:

Do You Like to Travel?

Pam:

If you're someone that travels a lot, find a card that will reward you for the travel and perhaps waive foreign exchange fees. If you're someone who doesn't travel a lot, but you have a busy life, you have a family, um, and you really want to watch your expenses, maybe a cash-back card is the best for you.

On screen:

Cash-Back Cards Help with Expenses.

Pam:

Enjoy the benefits of the credit card, the rewards you earn, and the other benefits that go along with it. But to use the card responsibly. So it's always a matter of balance.

On screen:

Pam smiles. Chase and Chase logo.