In this video, Pam—a woman with long blonde hair and light gray eyes—speaks in an open office.
Pam Codispoti, President of Chase Branded Cards, JPMorgan Chase & Co.
Unexpected Inisghts. Chase and Chase logo. Navigating Credit Cards.
I've talked to so many consumers over the years and we always get that question—
Which Card is Right for Me?
"What's the best card for me?" And unfortunately there's not a single answer. It really depends on each individual.
A Basic Card Helps Build Credit.
Customers who are new to credit, they're starting to build their credit, will often go with a basic credit card that offers very attractive rates and allows them to create a history of good performance in terms of using the card and paying their bills.
Do You Like to Travel?
If you're someone that travels a lot, find a card that will reward you for the travel and perhaps waive foreign exchange fees. If you're someone who doesn't travel a lot, but you have a busy life, you have a family, um, and you really want to watch your expenses, maybe a cash-back card is the best for you.
Cash-Back Cards Help with Expenses.
Enjoy the benefits of the credit card, the rewards you earn, and the other benefits that go along with it. But to use the card responsibly. So it's always a matter of balance.
Pam smiles. Chase and Chase logo.